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Interbank Settlement

Wholesale settlement and liquidity orchestration for regulated institutions.

A next-generation correspondent banking utility. Route, clear, fund, and settle bank-to-bank obligations across chosen corridors — without requiring full bilateral correspondent coverage with every other participant.

160+

Global currencies

12720+

Currency pair permutations

24/7

Settlement availability

Pair architecture

Not every pair deserves its own venue.

160 currencies imply 12,720+ unordered pairs. The right model is not “support every direct pair.” It is a governed fabric of direct pairs, routed pairs, synthetic pairs, and sponsored corridors — each with explicit settlement rules.

Direct Deliverable

Anchor pairs

Both sides settle in approved assets with high certainty. PvP or synchronized settlement. Reserved for high-volume anchor pairs with deep, durable liquidity.

Examples: USD/SGD, EUR/SGD, USD/AED

Routed via Anchor

Most EM pairs

Execution occurs on the pair, but settlement routes through an anchor currency — typically USD, EUR, or SGD. Reduces liquidity requirements while maintaining full deliverability.

Examples: EUR/AED via USD, SGD/AED via USD

Net-Settled

Capital efficient

Trades execute throughout the day. Settlement happens in cycles or windows, with bilateral or multilateral netting reducing gross settlement obligations.

Examples: Thin EM corridors, repetitive flows

Synthetic Cash-Settled

Edge cases

Price references the pair, but settlement occurs in an anchor currency. Used for restricted, non-deliverable, or partially controlled currencies where direct local delivery is impractical.

Examples: Non-deliverable EM, restricted currencies

Capabilities

Messaging. Compliance. Clearing. FX. Settlement. Liquidity.

Multi-Currency FX

Quote, negotiate, route, and settle across currency pairs — 24 hours a day. Direct pairs where liquidity justifies it. Anchor-routed pairs everywhere else. The network determines the optimal path.

24/7 Clearing & Settlement

No cut-off times. No batch windows. No waiting for RTGS systems to open. Banks move liquidity and settle obligations whenever the business requires it — not whenever the legacy infrastructure permits.

Tokenized Deposit Settlement

The preferred settlement asset is tokenized commercial bank money — not a synthetic stablecoin. Real bank liabilities, real legal claims, real balance-sheet embeddedness. Where stronger, omnibus or synchronized settlement in central bank money.

Selective Connectivity

Banks don't need bilateral relationships with every other institution. Sponsor banks, corridor modules, and selective routing mean a bank participates only in the corridors it chooses — with counterparties it approves.

Pre-Validated Compliance

KYC status, sanctions controls, beneficiary data, eligibility, limits, and market-hour checks — validated before execution, not after. Every settlement path is legally, operationally, and credit-approved before a trade becomes firm.

Nostro/Vostro Optimization

Reduce trapped liquidity across correspondent accounts. Better pre-validation, faster settlement certainty, and intelligent routing mean less capital locked in nostro balances waiting for clearance.

Corridor Governance

Each corridor is a governed market object with legal, operational, liquidity, and compliance settings. Pair creation is permissioned. Expansion is metrics-based. Pairs that underperform are downgraded.

Multi-Rail Settlement

Not one universal ledger. Tokenized deposits where possible. Omnibus settlement where stronger. Prefunded balances where necessary. Synchronized settlement with existing RTGS where that's the right answer. The best rail for each corridor.

The future of correspondent banking is selective, programmable, and always on.

Tell us about your corridors, your treasury flows, and your correspondent banking pain points. We'll show you what selective interbank settlement looks like.

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