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White-Label Stablecoins

Issue your own bank-branded digital dollar.

Your stablecoin. Your brand. Your reserves. Your yield. SBT provides the issuance infrastructure, reserve management, and network interoperability. You provide the banking license and the client relationships.

Three product styles

One infrastructure. Three ways to deploy.

Every bank has different clients, different regulatory environments, and different strategic objectives. SBT's white-label infrastructure supports three distinct stablecoin product styles — deploy one, two, or all three.

Payment Stablecoin

A 1:1 USD-backed digital dollar your clients can hold, send, and receive. Mint and redeem workflows with full reserve verification. The foundation — a digital representation of your bank's deposits that moves 24/7.

Programmable Stablecoin

Smart-contract-enabled stablecoins for specialized use cases. Escrow, conditional release, multi-party settlement, and automated compliance rules built into the token itself. Purpose-built for trade finance, supply chain, and structured products.

Yield-Bearing Stablecoin

Attach yield to your stablecoin product. Reserve assets generate interest — pass a portion to holders as a competitive advantage. A deposit product for the digital age, with your bank earning the spread.

Infrastructure

Everything you need to issue, manage, and grow a stablecoin.

Your Brand, Your Token

Your bank's name on the stablecoin. Your logo. Your compliance framework. Your client relationship. SBT provides the infrastructure — the brand identity is entirely yours.

Full Reserve Management

Real-time reserve tracking, attestation preparation, and proof-of-reserves infrastructure. Every token in circulation is backed by verified reserve assets on your balance sheet.

Mint & Redeem Workflows

Institutional-grade issuance and redemption. Client-initiated or bank-controlled minting, multi-signatory approvals, AML screening on every transaction, and complete audit trails.

Multi-Chain Distribution

Deploy your stablecoin across Ethereum, Solana, Stellar, and other networks. One token, multiple chains. Your clients choose the rail that fits their use case.

Network Interoperability

Your white-label stablecoin is accepted at par across the SBT Correspondent Network. Every bank on the network can redeem and settle your token — and you can redeem theirs.

Reserve Yield Economics

You hold the reserves. You earn the yield. At 4%+ treasury rates, reserve income on stablecoin circulation is a powerful revenue engine. Distribute yield to holders — or keep it. Your economics, your decision.

Ready to issue your own stablecoin?

A conversation with our team will clarify the regulatory pathway, reserve structure, and go-to-market timeline for your jurisdiction.